Condition (Insurance) Surveys

A Condition Survey may be a requirement of insurance companies as assurance of the continued good condition of the craft. This applies only to boats over a certain age and be required at set periods set out within the policy.

The survey is not as comprehensive as a Pre-purchase Survey and will provide the owner with advice about aspects of maintenance that should be addressed for the longevity of the craft

 The Hull - Above and below the waterline
Signs of damage and loss of integrity
The Keel
Integrity of the keel and security of fitment to the hull
Through-Hull Fittings and Seacocks
Security of fitment, signs of degredation and operation
Steering Gear - Tiller/wheel, connections and rudder
Security within fixings and operation
Propultion - Engine (installation, not running), propeller shaft, stern gland, propeller, fuel storage and supply
Security on mounting frame, condition of hoses and cabling, watertightness of stern gland, signs of corrosion  and wear of shaft bearings
Electrics - Batteries, cabling, shore power
Condition and security of fitment, security of cabling, AC protection
Electronics - Navigation, VHF radio, instruments
Basic operation (more detailed would fall within a Sea Trial Survey)
Rigging - Mast, spars, standing and running rigging
Condition and indications of corrosion and failure
Deck Fittings - Cleats, stanchions, guardrails, portlights and hatches
Security and signs of corrosion and leakage
Domestic Systems - Water storage, toilets, heating
Security and signs of leakage and corrosion
LPG - Installation
Compared with accepted good practice (gas tightness is not tested)
Safety - Anchors, flares, jackstays, firefighting equipment
Condidtion and date for use

What Floats Your Boat Marine Surveys  will carry out the survey to the best of our ability and within the limitation of access and reasonable tests available. Surveyors carry out non-destructive tests in sample areas and cannot guarantee that latent faults or those that are not reasonably accessible will be noted.

It should also be noted that the survey does not provide nor ensure compliance with BSS requirements.

A Condition Survey would not cover less crucial aspects such as domestic systems and accommodation that do not affect the safe use of the craft. 

See Terms and Conditions for a more full explanation of limitations